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There are three types of share investment.
- More
- idend
- Shareholder Benefits
Beginners tend to image only "buy cheaply and sell high", but long-term investment is also important for dividends and profits.
In this article, we will organize the profit mechanism of stock investment, why the stock price rises, and the thinking for beginners.
What is stock investment?
Comment
Stock investment is a part of the company.
If you buy a stock, it will be part of the owner of the company.
When a company grows, we calculate share price and profit reduction.
Profit of stock investment1. More
The most easy-to-image profit
The risen profit is the profit obtained when sold at a higher price than the purchased price.
For example:
| Purchase price | Sale price | Profit |
|---|---|---|
| ¥1,000(税別) | JPY1,500 | JPY500 |
This is called "Capital Gain".
In short-term sales, there are many cases that aim for this value increase profit, but the price ctuation risk also increases.
Why the stock price rises?
The following factors affect the stock price.
| 要因 | 内容 |
|---|---|
| Business Performance | Increase sales and profits |
| Expectations | New business and market expansion |
| More | Improve investor requirements |
| Low interest rate | Increases the relative appeal of shares |
| Shareholder Return | Increased sales and stock purchase |
The stock price is not only the past, but also the future expectations.
Therefore, even good financial results may fall below market expectations.
Income of shares2. idend
Comment
idends are a mechanism to distribute a part of corporate profit to shareholders.
For example:
| Number of shares held | 1idend | idend |
|---|---|---|
| 100 shares | 50YEN(JP) | ¥5,000 per year |
idends are an important revenue source for long-term investment.
However, if corporate performance is worse, it may be deducted or distributed.
What is dividend yield?
idend yield is an indicator of how many annual dividends exist for stock price.
The basic formula is:
idend yield = Annual dividend ÷ Share price × 100
For example:
- Stock Price1,000yen
- Annual dividend 50 yen
The dividend yield is.
However, the higher the dividend yield, the safer.
In some cases, there may be cases where there is a higher yield in the stock price drop, or the future reduction is woven.
Income of Shares3. Shareholder Benefits
Some companies offer the following benefits to shareholders:
- Shopping
- Products
- Meals
- Discount Ticket
- Service Ticket
Shareholder benefits are especially popular with Japanese stocks.
However, the benefits may be changed or disco、ed.
If you make investment decisions with a special offer, it will be easier to find the risk of loss of stock or business performance.
Not only profit
Risks in stock prices
Stock prices may be lower than the price you bought.
For example:
| Purchase price | Current Price | Losses |
|---|---|---|
| ¥2,000(税別) | JPY1,200 | JPY800 |
This is called "Capital Loss".
Shares are not the original warranty, unlike deposits.
Why beginners are easy to lose?
The following is a failure for beginners to fall.
| Failure | 内容 |
|---|---|
| High | Jump on a popular strain |
| In Investment | 1Too much money on the symbol |
| Short-term trading | Sell by feelings |
| Contact Us | SNS and news |
| Delay | Leaving damage |
In particular,感情 buying and selling is a major failure factor.
If the stock price rises, it will be difficult to buy, and if it falls, it will be easier to sell.
Why Long-term Investment is Important
It takes time to grow your company.
In addition, you can expect compound interest by reinvestment of dividends.
The basic image of compound interest is as follows.
A = P × (1 + r)^n
| Signs | 意味 |
|---|---|
| A | Future amount |
| P | 元 |
| r | 利回り |
| n | Operating period |
The longer the profit, the higher the effect of the operation gain.
However, it is a way of thinking that compound interest is effective when the operation of plus continues.
If the target value is lowered or decreased, it will not be affected as expected.
Recommended strategies for beginners
It is easy to understand that beginners are aware of the following first.
- Nを
- Consider Index Investment
- Distribute time on monthly basis
- Long-term ownership
- 1. Don’t focus on funds on symbols
In particular, beginners can easily start decentralized investments with investment trusts and ETFs linked to market averages.
When buying individual shares, it is important to check the performance, financial, dividend and stock price.
Common misunderstandings
| misunderstanding | In fact |
|---|---|
| Shares Gam | Can be used for asset formation in long-term and distributed |
| idend safe | There is a risk of decreasing or decreasing stock price |
| Short-term trading | High difficulty |
| Easy to use | Abolishment or business performance |
| Popularity | If the expectation is too high, the fall |
- Income of share investments rises, dividends, and shareholder benefits
- Share price not only works but also future expectations
- idends become an important source of long-term investment
- The shareholder benefit is attractive, but there is a risk of decommissioning
- It is necessary to confirm the risk of stock loss and deduction.
- Beginners are basic for long-term, distributed and integrated
First of all, it is important to create a mechanism that can start with a small amount and continue for a long time.