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loss is a temporary loss that occurs in assets not yet sold.
Investment beginners are likely to be anxious when they look at the loss, but the important thing is that it is not a final loss.
However, it is not possible to leave any damage.
- Why damage occurs
- Cases to leave
- Dangerous damage
It is important to keep investing for a long time.
What is damage?
The price is lower than the purchase price.
The loss is not confirmed because it is not sold yet.
For example, if the current price of the asset bought at 1 million yen is 8 million yen, the value of 200,000 yen is loss.
Damage = Purchase Price - Current Price| 内容 | Price |
|---|---|
| Purchase price | 100 million yen |
| Current Price | 80 million yen |
| Damage | 20 |
Difference between damage and determining damage
Beginners are easy to confuse, but the difference between sampling and determining damage.
loss is the undetermined loss of the stage that is still holding.
The loss is actually determined by the sale.
| 項目 | Damage | Defined damage |
|---|---|---|
| Sold | not | している |
| Losses | Undecided | Close |
| Recoverability | Yes | Not basic |
Damage is in price ctuation.
In long-term investment, it is rare to temporarily lose the game.
Why のかのか
The price of investment products will always change.
The main causes are:
- Aggravation
- Interest rate rise
- Deterioration of corporate performance
- Market-wide crash
- Deterioration of investor requirements
In the stock market, short-term growth may occur.
However, it is not a failure investment because there is a loss of value.
It is important to think about the reason for fall is a temporary market factor or the problem of the investor itself.
Reasons for impairment due to impairment
People are more likely to respond to losses than profits.
This is the influence of “loss avoidance” in behavioral economics.
The following actions are easy to take when you look at employee damage.
| Action | 問題 |
|---|---|
| Im ate sale in ence | Easy to release with low price |
| 毎日 price | More mental burden |
| Nanpin Abuse | Easy to expand loss |
Decision by feelings makes long-term results worse.
It is important to check the first investment reason and money management when you burn.
Damage of employees to leave
There is a case where there is no need to sell immediately even if it is damaged.
Examples are:
- Long-term investment
- Distributed investment
- I am investing in other funds than living expenses
- The reason for investing has not changed
In the fall of the market, it may be temporarily damaged even with excellent assets.
In that case, if you decide only short-term movement, you may miss the future recovery section.
Dangerous damage
On the other hand, there is a risky loss when left alone.
In particular, the following cases:
- We are investing in debt and credit transactions
- 1Concentrating on the symbol
- I re business performance deterioration
- Invest in living expenses
- Not determining the breaking rule
This is not a temporary drop in the market, but a risk management problem.
It is dangerous to invest in an unbearable amount than the damage itself.
Long-term investment
Long-term investments often experience temporary falls.
In an integrated investment, it becomes easier to buy a lot of units when prices fall.
Therefore, if you stop investing with short-term loss, it will be difficult to utilize the benefits of long-term investment.
The most important thing is not to avoid the value drop completely.
It is to keep the funds allocation that can continue even if the value falls.
Income and Interest
In long-term investment, it is important to ally time.
The profit is a mechanism that generates the following profit.
A = P(1 + r/n)^(nt)It is difficult to make use of the compounding effect by repeating buying and selling only short-term ctuations.
For this reason, we are aware of the following three factors when facing employee damage.
- Long-term perspective
- Decentralized investment
- Invest in a sustainable amount
- Undetermined loss
- T drop in investment is normal
- Emo buying and selling is easy to fail
- Dangerousness is less risk management than damage itself
Let’s check the following:
- Is the purpose of investment changed?
- Is there a decentralized investment?
- Isn't it too much to see the movement of the course?
It is not possible to lose the game.
The important thing is to keep the investment design that can be judged calmly even if the damage occurs.