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"Branded Father" is "Working for money" It is a book that broadens the importance of having assets.
especially important
- Differences between assets and abilities
- Cash Flow
- Perspectives that do not rely solely on labor income
Home
Home There is also a high level of ex ation and difficulty in practice.
In this article,
- Book Core
- メリット
- Notes
- Realistic Usage
を整理します。
The biggest theme of this book
In conclusion,
It is important to have assets than income
It is a way of thinking.
more I live with a salary.
In this book, We emphasize "the assets that make money even if you do not work".
つまり、
- Increase salary
- Manage spending
- Buy assets
- Earn income from assets
It is important to make the flow.
Key Points 1: Differences between assets and abilities
The core concept of this book.
In a word,
- Assets: Money
- Debt: Things to Reduce Money
It is a way of thinking.
Example
| 分類 | Example |
|---|---|
| Property | Shares, ETFs, Lease income, Business income |
| Debt | High interest rate loan, waste and maintenance costs |
Important It is a cash flow rather than "look".
For example, luxury cars may look like assets.
However,
- Maintenance fee
- Insurance
- Taxes
- Value drop
If it is large, it will be burden on the household.
Important Points 2: Unstable labor income
Corporate income is important.
However,
- Sick
- Dis al
- Aggravation
- Income reduction
may be affected.
For this reason, not only depends on labor income, We emphasize the concept of increasing asset income.
This is important in modern times.
We are looking forward to seeing you. There is a way of thinking that "Do not make only one source of income".
Important Points 3: Learn about Money
In this book, It is noted that financial knowledge is insufficient only by school education.
For example:
- Taxes
- 投資
- Accounting
- Payment
- Cash Flow
Home
In asset formation, Not only how much you earn
- How much does it last?
- How to use
- What to buy
- How to protect
Also important.
Note
1. No roducibility
Book
- RealEstateInvestment
- Business
- Leverage
There are also active content.
However, It may be difficult for beginners.
In particular, investments that use real estate investments and borrowings are Getting started with a lack of knowledge leads to a huge loss.
2. Easy to misunderstand debt = not bad
In this book, There is a way of thinking of good debt.
However, This is a premise for advanced management.
Even if you buy assets with debt,
- Repayment Plan
- Interest rate rise risk
- Vacancy risk
- Income reduction risk
You need to think about it.
無理な借入は、 Reverses asset formation.
3. Index investment perspective is thin
in modern
- NISA
- Low cost investment trust
- ETF
- Decentralized investment
It is popular.
That's why The current beginner In addition to the asset thinking of this book,
Long-term, distributed and low-
It is important to combine the idea.
How to use for the modern world
Recommended It is to learn the thought part.
especially important
- Don’t end with consumption
- Assets
- Work for Money
- Conscious cash flow
It is a point of view.
In practice More than extreme investments
- Investment
- Decentralized investment
- Long-term ownership
- Account Management
more再現roducibility.
Realistic Approach for Beginners
First The following order is。:
| 優先順位 | 内容 |
|---|---|
| 1 | Living Defense Fund |
| 2 | Account Management |
| 3 | N立 |
| 4 | Investment Learning |
There is no need for large loans or high-risk investments.
First, It’s better to adjust the flow of money.
- "Mr. Rich Father's Poor Father" spreads asset thinking The core concept of "having assets"
- Learn the risk of working income dependency
- However, there is also a part with high exにはity and difficulty
- In modern times, it is important to combine with distributed investment
First,
- Exp s
- Start a small investment
- Distinguish assets and abilities
When you start with this 3 It is easy to connect to practice.
※This article is a general explanation that organizes the concept of books for beginners. We do not recommend specific investment methods or borrowings.