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General land lease is the right to rent a land for a certain period of time and own a building on the land.
Because you don’t buy land, you may be able to reduce the acquisition price from the property. In the urban area, this price difference is quite large scene.
Sorry, this entry is only available in 日本語. Returns land as a rule when the contract period ends. There are also cautions that cannot be updated, if the residual period is shortened, it will be difficult to sell, and the land will continue.
About regular leasehold interest
Regular leasehold interest is a type of leasehold interest set forth in the Lease Renter Act.
Pretty easy to say, the following shape.
| 対象 | 扱い |
|---|---|
| Land | Rent by landlord |
| Building | Own your own |
| Contract period | Over 50 years |
| After the contract | As a rule, the land is returned |
In other words, the house is his own thing, and the land is the landlord.
In residential advertising, prices may be cheaper than property ownership. This is a reason why it is cheap. It is a starting point to see that the price is low because it does not buy a land rather than it is simply cheap.
Over 50 years
Over 50 years of contractual leasehold interest
In the arrangement of the Ministry of Land, Infrastructure, Transport and Tourism, the general term leasehold rights are "more than 50 years", "no application limit", "written of written certificate etc." Since it is currently electrification of procedures, we will confirm the handling of written and electromagnetic records at the time of the contract. The National Tax Agency explains that the borrowing period is more than 50 years, and the leasehold right is finalized at the expiration of the period.
At the end of the contract, it is basic to break the building according to the contract contents and return it in the changing place.
This is exactly the land of ownership. The land remains for ownership, but the land itself is not for general land lease.
Difference from ordinary leasehold rights
The difference between regular and regular leasehold rights is whether or not.
| 項目 | Regular Lease | Loans |
|---|---|---|
| Contract period | Over 50 years | Over 30 years |
| Contact Us | None | Updated |
| Extended period due to building reconstruction | None | Yes |
| Building purchase request | None | Yes |
| After the contract | Return | Easy to continue |
| Pricing | Cheaper than property | Large difference per property |
There is a situation where the borrower’s protection is strong and it is assumed to be updated.
Regular leasehold interest is reversed. It is designed on the premise that the period ends when it comes. If you confuse here, you will not be able to plan your funds after the home purchase.
Why the price is easy to understand
Simple.
Don’t buy land.
In the housing price, the land cost accounts for a considerable proportion. In particular, it is rare that the land price is more heavy than the building price in the city center and popular residential area.
In the housing with regular leasehold interest, it is not to buy the whole land, but it is used while地 the land. Therefore, the price at the time of acquisition is easy.
However, it is a little early to conclude a short conclusion as "get from cheap". If you are actually comparing, you need to look at the following sum:
| Exp s | 内容 |
|---|---|
| Property price | Building price, rights, security deposit, etc. |
| Home | Monthly or annual land rental |
| Dismantling and Return Cost | Possibility to be required at the end of the contract |
| Repair fee | Costs for long use of buildings |
| Price on sale | Easy to change depending on the residual period |
It looks cheap if you look at only the acquisition price. If you put it into the store and the exit, the judgment will change depending on the person.
メリット
Easy to reduce purchase price
Even in the same area and the same size, the price may be lower than the property.
This difference is great for people who want to reduce m gage. If you can lighten the monthly repayment, you can afford to the household.
Easy to live in popular areas
In areas with high land prices, property ownership may not be suitable for budget.
If you don’t buy land, you may find options near the station or popular areas.
Do not directly bear the fixed asset tax on the land
Land owners are landowners.
Therefore, it is not a structure that the buyer directly bears the fixed asset tax of the land itself. However, the land holding costs may be reflected in the local standard and contract conditions.
It is safe to avoid understanding that tax burden is simply zero.
デ
Land is in assets
The land itself is not owned by ordinary land lease.
Even if the price of the land rises in the future, it does not directly receive the benefits of the land rise, like the property of ownership.
If you buy real estate as an asset formation, this is quite a big difference.
Not updated
ordinary leasehold interest, the general leasehold interest is assumed to be d due to the expiration of the contract period.
It is a system that is difficult to choose in the sense that "If you like, you can live for a long time." 50 years are long, but if you buy it in 30s, it will be 90s. It is necessary to think about the family structure and the resident of the old age.
It may be difficult to sell
The property with regular leasehold interest is easier for the buyer to be careful as the residual period is shorter.
For example, if the remaining 45 years are still long, there will be a problem that it is difficult to assemble a m gage, the next buyer is limited, and it is difficult to repair the building.
If you buy a second-hand, it is not only the number of years of construction, but also the rest of the rental period.
Home
More than renting a land, it is considered a land price.
In addition to administrative expenses and repair deposit, there are cases where there is a land fee. Every month or every year, even in the house.
In addition, depending on the contract, there is a revision rule of the land. Is it fixed, can I look at it for a certain period of time? This is a contract.
Point of view on investment
In real estate investments, the value of the land is significant.
Since the land is not owned, it is different from the investment aiming to gain more and more.
The following approach is easy to face.
| Focus | 見方 |
|---|---|
| Early Cost | Is it less than ownership property? |
| Cash Flow | Is it possible to pay for the land? |
| 利回り | If the price is low, the surface yield may be high |
| Exit | Is it possible to sell when the residual period is short? |
It is not judged only by yield.
Properties with regular leasehold interest are less likely to be difficult to exit. If you are investing, you want to see the cost of selling, rental demand, building repair, and contract termination.
How beginners can easily misunderstand
Same as ordinary house
Comment
The building can be owned, but the land is rented.
Therefore, asset value, ease of sale, inheritance, and handling at the end of the contract change considerably as ownership property.
Over 50 years
50 years However, once you buy a house, it is not the end.
It may be sold on the way. may inherit. You may reside in older age.
At that time, it is necessary to think about how the residual period is evaluated.
I can ignore the land cost because it is small
The land cost is fixed monthly.
It is necessary to think side by side with m gage, administrative expenses, repair deposit, fixed asset tax, insurance premium. Even if the purchase price is low, if the monthly fixed cost is heavy, the margin of the household will be reduced.
向いている人
The following persons are good for regular leasehold interest:
- Reduce initial costs
- I want to live in cities and popular areas
- No commitment to land ownership
- Future residents are also included in options
- You can check and judge the contents of the contract
It is a choice if you think that the price is reduced and the living environment is taken.
Not suitable
On the other hand, the following people should look carefully.
- I want to fully own the land
- Leave land assets to children
- Expecting Land Price Increase
- I want to stay in the same place permanently
- Feeling heavy on return of the land at the end of the contract
It is difficult to think with "Is it possible to accept the premise not owning the land" rather than "buy from cheap".
Figure: Basic structure of general term leasehold rights
This system reduces the cost of housing without buying land.
There is a merit that it is easy to save the price, easy to live in popular areas, and easy to reduce initial burden.
On the other hand, the land is not your assets. It is necessary to think about the return at the end of the contract, which cannot be renewed, the sale is necessary, the land charge continues. If you look at this lightly, you will feel uncomfortable later.
It is important to consider not only the price, but also the end of the contract. In case of doubt, it is safe to include not only the description of the real estate company, but also contracts, important information manuals, financial institution loan conditions, expert confirmation as needed.
Reference
- Date: 2026-05-28