【summary】
There is no single asset that is resistant to inflation.
Stocks, gold, real estate, inflation-linked bonds, foreign currencies, etc. each have different strengths and weaknesses.
| Assets | Inflation resistance | Points to note |
|---|---|---|
| Stocks | Strong if the company can pass on the price | Crash risk |
| Gold | Resistant to currency instability | No interest or dividends |
| Real estate | When rents and asset values increase | Liquidity is low |
| Cash | Ready to use | Decreasing purchasing power |
| Foreign currencies | Countermeasures against yen depreciation | Exchange rate fluctuations |
Rather than rankings, it is important to find a combination that suits your household budget.
Cash is weak but necessary
Inflation tends to reduce the purchasing power of cash.
However, you will need cash for living expenses and an emergency fund.
Secure a life defense fund before investing.
Diversification is the basis
If you invest only in stocks, only in gold, or only in real estate, other risks arise.
To combat inflation, it is practical to separate cash, stocks, gold, and real estate by role.