【summary】
A deduction rate is a percentage that is deducted from sales, bets, income, etc. In publicly managed competitions, it may refer to the ``percentage deducted by the operator from the bet amount'', and in the case of taxes, it may refer to the ``percentage or amount that can be deducted from the taxable amount''. When learning about investments and economics, it is important to think about ``how much money is left after deductions'' rather than ``surface profits.''
Conclusion
What is the deduction rate?
Percentage deducted from the total amount
It means.
For example, if the deduction rate is 20%, 20 yen out of 100 yen will be deducted and the remaining 80 yen will be subject to deduction.
Basics of deduction rate
The calculation formula is simple.
控除額 ＝ 元の金額 × 控除率The remaining amount is
残額 ＝ 元の金額 ×（1－控除率）for example,
| Original amount | Deduction rate | Deduction amount | Remaining amount |
|---|---|---|---|
| 100 yen | 20% | 20 yen | 80 yen |
| 1,000 yen | 10% | 100 yen | 900 yen |
| 10,000 yen | 25% | 2,500 yen | 7,500 yen |
Deduction rate in publicly managed competitions
For horse races, boat races, etc., a portion of the purchased bet will be deducted.
For example, if the total sales are 1 million yen and the deduction rate is 25%,
100万円
↓
25万円を控除
↓
75万円を払戻原資として分配It becomes.
This deduction part is
- Operating expenses
- Prize money
- System maintenance cost *Public resources
It is used for such things.
Think in terms of investment
In investing, there is a similar concept, even if the term "deduction rate" is not used directly.
Investment trust
For example, if a 1% annual fee is charged,
運用益
↓
手数料控除
↓
実際の利益It becomes.
tax
Even if you make a profit from investing in stocks, taxes will be deducted.
利益
↓
税金控除
↓
手取り利益The amount you ultimately receive will be reduced.
Why is the deduction rate important?
1. The difference becomes larger in the long term
Even seemingly small differences can have a large impact over the long term.
This is especially important when it comes to compound interest.
For example, even if you can operate at an annual growth rate of 7%, if you incur costs of 2% each year, the actual growth rate will be 5%.
2. Don't be fooled by the surface yield
Beginners tend to focus on high profit margins.
But what's really important is
Return after deduction
is.
Points that beginners tend to misunderstand
A low deduction rate is not always a good deal.
Service content and operational results are also important.
It is dangerous to make decisions simply based on the deduction rate.
Deduction rate is difficult to see
Although the trust fees and various fees associated with investment trusts may seem small, they have a large long-term impact.
Think on a take-home pay basis
Whether it's investment or business,
What's important is
“How much will be left in the end?”
is.
Framework for investment beginners
When considering the deduction rate, please follow the steps below.
売上・利益
↓
手数料
↓
税金
↓
その他コスト
↓
最終利益When looking at the numbers, it is important to always check the final take-home pay.
summary
Deduction rate is the percentage that is deducted from the original amount.
There are three important points.
*The higher the deduction rate, the less money you will have left.
- In publicly managed competitions, refunds are greatly affected. *In investment, fees and taxes are effectively deductible.
Beginners in investing will be able to make more rational decisions by looking not just at yields and profits, but also at ``how much money is left after deductions.''