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Re。ement and self-convenient re。ement will change the handling of 。 insurance.
In particular, the following three factors have a high impact:
| Influenced Items | Re 会社ement | Re ement |
|---|---|---|
| Required insurance period | If you are eligible for more than 6 months for one year before leaving | In principle, 12 months or more in two years before leave |
| Restrictions | None | In principle, one month after April 2025 |
| Number of days | When it becomes thick depending on age and subscription period | 90 days to 150 days |
However, it is not determined to say "I think it is company's convenience".
Halowork will ultimately judge based on the release slip, the company's withdrawal certificate, the applicant's request, and the evidence material.
Corporate Reとはement
Generally, the re ement of the company may be treated as a reason for the leave of employees involved in the insurance.
Examples include bankruptcy, dis al, mass leave, decommissioning of offices, significant differences in working conditions, and long-term labor.
If the person does not receive a re。ement notification, such as a major deterioration of re。ement solicitation or work conditions, it may be treated different from simple self-conven。.
About self-convenient re ement
Self-convenient re ement is a case that re es at your own convenience, such as changing jobs, home circumstances, career changes, and dissatisfaction to work.
Even if you retire your own convenience, you can receive basic benefits if you meet the conditions.
However, in general, it is more likely to be利ous at the required ins、 person period and the start of salary than the company's own re、ement.
Difference 1: The period of subscription required for receiving qualification
In principle, insurance ins period is required for more than 12 months before leaving the office.
On the other hand, certain employees who have been assigned due to insolvency or dis al, and some employees who have specified reasons may be eligible for more than 6 months prior to leave.
| 区分 | Required insurance period |
|---|---|
| General self-re ement | 12 months or more for 2 years before leaving |
| Bankruptcy and Dis al | If you are eligible for more than 6 months for one year before leaving |
| Some specific reasons employees | If you are eligible for more than 6 months for one year before leaving |
This difference is greater than those who have re ed in a short time.
Difference 2: Restriction on benefits
As a general rule, there is no restriction of benefits such as self-convenient re。ement.
On the other hand, self-sufficient re ement without justifiable reasons may result in a paid restriction after 7 days.
In the case of re。ement after April 1, 2025, the salary limit period is one month.
However, in the following cases, it may be 3 months.
- If you have been re ed for self-convenient for more than 2 times for 5 years from the date of re ement, and you have received a repayment qualification decision
- In the case of dis al due to serious reasons to be attributable to the self
In addition, there is a mechanism that the benefits limit will be canceled when a certain education training is received for theキiring after April 2025.
Difference 3:Number of paid days
The number of paid days is the number of days in which the basic allowance is received.
This depends on the age, 、 insurance period, and the reason for leaving.
90 days to 150 days
On the other hand, certain recipients, such as bankruptcy and dis al, may have longer days depending on age and period of stay.
It is important to check the leave slip
It is important to check the company's convenience or self-convenient.
The reason for leaving the job is described in the leave slip.
If there is a feeling of discomfort in the contents, it will not be as it is when procedure with Hello Work, and tell the facts.
For example:
- Re ement Solicitation
- I wanted to renew the contract, but it was not renewed
- 労働 condition is very different
- Long work
- Wage has been lowered
In the case of such cases, e-mails, notifications, contracts, 業 rules, salary statements, attendance records, etc. may be confirmed.
If there is a “justifiable reason” for self-s
If you have any unavoidable circumstances such as illness, family care, 勤use relocation, or unaffected contract renewal, you may be treated as a specific reason employee.
It is judged not only in the sense of the individual, but also in fact with the material.
If there is a reason for re ement, it is important to leave materials before re。ement.
Notes on Investors
After re ement, income becomes unstable.
It is dangerous to turn all funds into investments on the basis of un insurance, as long as it is time to start the benefits.
Minimum
- Fees to be paid
- Health insurance
- National Pension Insurance
- Tax
- Job
I want to keep it separate.
Re。ement and self-convenient re。ement will change the period of 。 insurance subscription, benefits。, and the number of paid days.
However, the judgment is not a name.
Before and after re ement, it is important to check the material of leave slip, re ement reason, and work status, and consult with Hello Work if you have any question.
出典
This article is based on public information of the Ministry of Health, Labour and Welfare and Hello Work Internet Service.