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When thinking about money after re ement, there is a system that falls out if you only see un insurance.
Specially importantly, it is a sickness allowance and educational training benefits.
| 制度 | Purpose |
|---|---|
| Injury allowance | Supports periods not working with illness or injury |
| Educational Training Salary | Support for re就職ing skills and re |
The difference is that the injury allowance is a system that supports "inability to work", and the education and training benefits are a system to learn to work.
The basic allowance of un insurance is assumed to have the intention and ability to work.
If you can’t work immediately with a disease or injury, it’s practical to check the injury allowance and extension of the receiving period.
Injury allowance
Health insurance benefits.
It is paid when you leave work for non-executive illness or injury recuperation, or if the salary is less than the sickness allowance.
The main conditions are:
| 条件 | 内容 |
|---|---|
| Disease | Medical care due to business reasons |
| Unworkable | Unable to work |
| Period | 3 consecutive days after the 4th day |
| 給与 | No payroll or less than sickness allowance |
| Payment period | 1 year and 6 months |
In business or commuting, injury may be subject to labor accident insurance rather than health insurance.
Image of the amount of the sickness allowance
The amount paid per day of the sickness allowance is calculated based on the Omane standard compensation month.
It is about two-。rds of the day based on the salary level before the start of payment.
However, the actual amount varies depending on the standard monthly remuneration, whether or not the salary, other benefits and 。 adjustments.
It is necessary to be careful not to think based on the standard monthly remuneration on health insurance rather than "two-。rds of handing".
If you are receiving a sickness allowance even after re ement
Even after re ement, depending on the condition, you may be able to receive continuous benefits for sickness allowance.
The Association Kenpo mainly shows the following conditions:
| 条件 | 内容 |
|---|---|
| Ins persons | 1 year or more |
| Re ement Status | A state that is receiving or receiving a sickness allowance at the time of re ement |
| Unworkable | Not working after re ement |
| Payment period | 1 year and 6 months |
Note that you may not be able to receive continuous benefits when you work on the re ement date.
If you retire with a disease or injury, we will confirm your re ement date, attendance, paid leave and application documents in advance.
What is education and training benefits?
Education and training benefits are 制度 insurance systems.
In order to support the development of employees and employees’ voluntary ability, career development, and re-, part of the education and training expenses will be paid if the Minister of Health, Labour and Welfare has completed the specified course.
There are three types.
| Type | Contents |
|---|---|
| General Education | Up to 100,000 yen |
| Education Training | Up to 200,000 yen for education and training expenses. Up to 250,000 yen |
| Professional Training | Up to 4 million yen per year Up to 80% on条件 rise requirements |
In the course that will be held after October 2024, additional benefits will be provided if the教育 rises more than。 by specialized practical education training.
Be careful with education and training benefits
Education and training benefits are not eligible for any course.
Make sure to check whether the Minister of Health, Labour and Welfare designated course.
In addition, the procedure before the start of the course is important for specific general education and specialized practice training.
Even if you are thinking that you are eligible for benefits after the start of the course, you may not be eligible for the course without the advance procedure.
Relationship with un insurance
Basic allowance is a system to support re of people with a desire to work and ability.
On the other hand, sickness allowance is a system that supports the state that can not work.
Therefore, if you are unable to work immediately due to illness or injury, you may not be assumed to receive basic allowance.
In addition, there is a mechanism that the basic allowance limit will be canceled if the self-convenient leaver receives certain education training etc. after April 2025.
If you plan to learn after re ement, you want to check the relationship with the basic allowance limit as well as education and training benefits.
Which one should be confirmed first
It is easy to understand if you organize the following.
| Contact | I want to confirm |
|---|---|
| Can’t work immediately with illness or injury | Sickness allowance, extended period of receiving |
| I can work immediately but I have not decided to work | Basic allowance |
| I want to take qualifications and skills towards changing jobs | Educational Training Salary |
| Re ement plan | Education and Training Benefits and Restrictions |
The system after re ement is not available at the same time.
It is important to check in order that fits your condition.
Injury allowance is a system that supports people who cannot work with illness or injury.
Education and Training Salary is a system that supports reinforcement of work.
If you are looking for un insurance, you may overlook the system that can be used in the design of the disease, injury, listening, and re ement.
Before and after re ement, organize your health, re-就職 and re-就職 schedules and check them at Hello Work or Health Insurance.
出典
This article is based on public information of the Association Kenpo, Ministry of Health, Labour and Welfare, and Hello Work Internet Service.