Contact
In the new NA, if you sell the product, the tax-free holding limit for the acquisition price of the product will be revived after the following year.
However, resurrection is based on the book price, which is the amount when you buy, not the sale amount or profit. In addition, since the upper limit of the annual investment frame is separate, it is not possible to buy it immediately if you sell it.
Lifetime Investment
New Nisa has a lifetime tax-free holding limit.
| 項目 | Price |
|---|---|
| Non-taxable limit | ¥1,800 million |
| Maximum growth investment | JPY12,000,000 |
| Annual investment | Tsumitate 1.2 million yen |
This 1,800 million yen is managed by the purchase price.
What happens when you sell?
In the new NA, if you sell your own products, the tax-free holding limit will be revived after the next year.
Example:
| 内容 | Price |
|---|---|
| The amount of the investment trust | 100 million yen |
| The amount at the time of sale | 1 year |
| The barrier to reviving after the next year | 100 million yen |
Resurrection is 1,000,000 yen when you buy it, not 1,000,000 yen.
Not to be revived immediately
It is not the beginning of the year.
Reuse of the frame is after the following year. You can only buy the annual investment frame even if it is revived. I think the resurrection of the system and the amount that can be bought for the year separately.
You can sell
N、 is for long-term investment, but not for sale.
| Reason for Sale | 考え方 |
|---|---|
| Living Funds Required | There is also a choice to cancel without debt |
| をed product selection | If you don’t have it for a long time, check it out. |
| Reduce risk | Reasonable for the purpose of decreasing share ratio |
However, if you sell only with scary price drop, it will be easier to lose the benefits of long-term investment.
- New Nisa’s lifetime investment frame is 18 million yen
- Up to 12 million yen for growth investment
- When sold, the frame of the acquisition price will be revived after the next year
- Restriction of annual investments remains even if revived
N。 is not a system that cannot be sold once purchased. If you understand the sale rule, you can calmly judge it when necessary.
出典
This article is based on the financial agency material for the NA system since 2024.
- Date: 2026-05-23