Contact
Roto 7 is easy to understand as a product to buy a dream.
However, it is dangerous to use as a means of asset formation. However, the impact of expectation, co ity,再現roducibility and households is completely different from investments and savings.
The most scary one time is 300 yen.
It looks like a small enditure, so it is easy to become a weekly habit. It is easy to think of "the next" even if it is removed. When you notice, the money turned into the asset formation will disappear a little.
In this article, we will organize the risk of seeing Lotto 7 as an asset formation.
Lotto 7 is not an asset
“Assets” in asset building are value and revenue for the future.
For example:
- 預金
- Shares
- Investment Trust
- Bonds
- Real Estate
These are risks. Stocks and investment trusts are deducted. There are vacancy and repair costs for real estate. Deposits are weak to inflation.
Nevertheless, value remains while holding.
Lotto 7 is different.
Once the drawing is finished, the purchase amount will not be returned. There are no remaining assets.
This is a definitive difference with asset formation.
"Comfortable" is easier than expected
Roto 7 aims for a large sum of 300 yen per mouth.
This design is very strong.
300 yen does not hurt. It's a little. If you have a carryover, buy it.
It is easy to think.
However, in the formation of assets, this "painless痛enditure" is surprisingly troublesome.
¥15,600 per year
¥78,000 per year
¥156,000 per year
The price is small, but the price is the same as the year.
Of course, there is no problem if you buy as a hobby in the budget. The problem is to think of this as a "an asset formation."
Roto 7 does not work
Strong in asset formation is compound interest.
It is a way to reinvest profits and grow both the original and profits over time.
Lotto 7 does not have this mechanism.
Don't return the purchased amount. This is a single result. It is not a mechanism that continuously generates revenue.
This is a big difference with investment.
of course, the investment will be damaged. Not the original warranty.
Still, you can create a mechanism of asset formation by dispersing, holding long term, reinvestment of dividends and dividends.
Lotto 7 is an event rather than a mechanism.
The difference is large.
The most dangerous thing is to take out
It is easy to break the household in Roto 7.
Canceled once Buy Now
Carryover came out. I think this time is a chance to buy more.
I bought it for many years. I think that the amount of purchases I have ever been wasted.
This sense is dangerous.
We will not raise the chance of the next time. The number of years you have bought is not related to the next draw.
However, humans feel that they won’t win the game.
I want to avoid this feeling as much as possible in asset formation. Behavior that increases risk as you try to return loss is dangerous for investment or lottery.
Poor compatibility with post-age funds and educational funds
It is quite dangerous to replace Lotto 7 with post-age funds and educational funds.
Simple.
It is because you should not rely on the result of the drawing to the amount of time and money you need.
Post-age funds, education funds, housing funds, and life defense funds. Such money is not prepared by the probability.
It is more practical to prepare in a way that suits your purpose, such as accumulative, savings, insurance, investment trust, cash management.
Lotto 7 is great if hit.
However, it is necessary to keep your life as it does not exist.
If you buy it, it is divided as entertainment expenses
If you buy Lotto 7, it is easy to understand that you put it in your household fee.
Not an investment
There is no storage space.
It is an entertainment fee to dream.
for example:
| Types of Money | 使い道 |
|---|---|
| Lifestyle | Rent, food, utility |
| Living Defense Fund | Emergency Cash |
| Investment Fund | Long-term asset formation |
| Entertainment | Food, hobby, Lotto 7 etc. |
If you buy Lotto 7, it will be difficult to get the impact of asset formation.
On the other hand, when you start to buy Lotto 7 from investment funds and life defense funds, it is quite a yellow signal.
The reason why it is dangerous to use Lotto 7 as an asset formation is as follows:
- The purchased amount is not left as an asset
- Do not work
- It will be a big 1enditure even if it is 300 yen once
- Easy to buy if you try to return the outward
- Not suitable for preparation of post-age funds and educational funds
Roto 7 is a product that buys a dream.
It is not bad.
However, dreams and asset formation are divided.
It is easy to protect the household by making this line.