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Pension is a public benefit that continuously receives when life becomes unstable due to post-age, failure or family death.
It is often considered to be "65 after the old age" but in fact there is an old 。, an obstacle 。, and a relic 。. The national 。 is also in the same public 。 system.
The difference between re ement and un insurance is "long-term security". It is not a bankruptcy of the re ement refugees, but a foundation for the elderly and in the unlikely event.
年金とは
The is the money paid continuously to the person who meets certain conditions.
There are three types of public 、 in Japan:
| Type | Main purpose |
|---|---|
| 老齢年金 | Supporting aging |
| Disability | Supports the uterus when the disorder remains due to illness or injury |
| 遺族年金 | Support the life of the relics when the person who was living in the household died |
In this article, we will organize mainly the elderly s that many people care about.
Difference between national and welfare
Public is often described as "2 ".
The first floor is the national 。. Persons under the age of 20 and under the age of 60 will be enrolled.
The second floor is a thick 。. Persons who are working on a welfare 。, such as employees and public officials.
| 区分 | Main者 | Relevant benefits |
|---|---|---|
| National Pension | Self-emp ed, student, unemp ed, corporate use, etc. | Aged basic |
| 厚生年金 | Corporate Staff | Aged |
In addition to the national 、, employees are also enrolled in welfare 、. For this reason, if you meet the conditions, you will receive both the basic and the aging 。.
Basically, the basic of old age is centered on self-emp ees and freeスrs. This difference is quite large when considering post-age funds.
Is it possible to receive the of the old age?
Age 65 years old
However, you can choose the repetitive pay and repetitive pay by your choice.
| Payment Method | 内容 |
|---|---|
| Receiving | 60 to 65 years old Decrease year |
| Principles | 65 years old |
| Receiving | I will be late from 66 to 75. Year |
Repetition is reduced by a lifetime instead of being able to receive it earlier.
Repetition increases the annual amount as soon as possible. However, it is necessary to think about the cost of living, health, work style, taxes and social insurance premiums until the receipt begins.
It is dangerous to decide only by loss. We don’t know how many years old we live, so we’ll talk about how to spend our lives, how to keep working, and how much we want to keep hand money.
2026 year
In the guidance of the 機構 mechanism, the 。 of the aging foundation for the 2026 year is 8,47,300 yen per year for those who were born after April 2, 1926.
¥70,608/month
Depending on the period of subscription and the current period of remuneration. In the 2026 edition of the Ministry of Health, Labour and Welfare, 237,279 yen per month is indicated as a standard including the aging basic 。 for two couples.
| 項目 | FY2026 |
|---|---|
| Full amount of aging basic | Year847,300 yen |
| Monthly Conversion | 70,608YEN(JP) |
| Example of standard aged | ¥237,279/month |
This number is an estimate of the system.
Actually, the 見 is more sure to check with regular flights and nets. In particular, those who have a job change, independent, unpaid period and exemption period are not very helpful to see the average amount.
and re ement
Both and re ement funds are referred to as post-age funds, but the system is separate.
| 項目 | Tag | ReEment |
|---|---|---|
| Payment | Public system, corporate, etc. | Company re ement system, co-payment, etc. |
| How to receive | As a rule, regular | T or form |
| Purpose | Long Term Guarantee | Re ement funds |
| How to determine the amount | Insurance premium payment period, remuneration and system conditions | Company regulations, years of service, and reasons for re、ement |
When considering post-aging funds, it becomes easier to organize by separating s, re ement funds, deposits, NA and iDeCo.
Common differences in
All s receive the same amount
Not the same.
The full amount of national is subject to certain criteria, but it may change if it is not paid or exempted. Depending on the subscription period and remuneration.
Not in national は
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The company members are enrolled in the welfare 、, but the basic 。 part of the national 。 is included.
If you are 65 years old, you will be charged automatically.
In principle, a request procedure is required.
The information may be sent from the 機構 mechanism in Japan, but it may be delayed if you leave it.
Make sure to be enough after aging alone
by people.
The necessary amount varies depending on the house or rent, medical and nursing care costs, working period, whether or not the re ement fee, family structure.
Figure: Second time of public の
The is a public system that supports not only the elders, but also the lives of obstacles and relics.
In the after the old, the basic part of the national is the upper part of the thick. It is because there is a structure that makes it easy to get out of the old age by a company employee and self-emp。ed person.
If you want to know your, look at the average amount and check it on the regular flights or the net. It is the most starting from here.
Reference
- Date: 2026-05-28