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Un insurance is a salary officially called "basic allowance" of insurance.
After 。 the company, it is money to support your business until you find the next job. However, it is not possible to get it automatically if you leave. It is assumed that you are applying for a job in Hello Work, you have the will and ability to work, and you are doing job。.
It is easy to confuse with re。ement, 。 and sickness allowance. Un insurance does not include post-age funds, re ement funds from the company, or benefits to people who cannot work with illness. It is a system for people who are looking for work in a state where they can work.
Un insurance
Generally, "un insurance" is the basic allowance of insurance.
。 insurance premiums are deducted from salary for employees and part-time jobs that meet certain conditions. It is a basic allowance to be paid during the job offer period after leaving the 。 insurance.
It is the following system.
| 項目 | 内容 |
|---|---|
| Name | Basic insurance benefits |
| Purpose | Supporting your business to re-就職 |
| Contact | HelloWork |
| Payment | A person who has the intention and ability to work and is engaged in job seekers |
| Number of days | Changes in age, insurance subscription period, re ement reasons, etc. |
It is one of the system that you want to check first when you are worried about your re ement.
Basic Terms of Use
In order to receive the basic allowance, it is necessary to meet the following conditions:
- insurance
- There is an ins period for a certain period before leaving
- Work intention and ability
- Applying for a job in Hello Work
In the case of self-convenient re ement, in principle, the ins person period is required for more than 12 months before the leave.
If you are re ed for company reasons such as bankruptcy or dis al, or for some specific reasons, you may be eligible for insurance coverage for more than 6 months before your leave.
This is quite practical. Since the number of benefits and the start time may change depending on the reason for re ement, it is better to check the contents of the withdrawal slip.
How much does it cost?
The basic allowance is calculated based on salary before re ement.
The flow is as follows:
Total pay for 6 months before re ement ÷ 180 days = Wage amount
Wage date × Salary rate = Basic hand day amountSalary rate varies depending on the年齢’s date and age. It is a design that the salary rate is higher than those with low s, and the salary rate is lower than those with high s.
In addition, there is a upper limit and lower limit on the basic hand day. This upper limit and lower limit will be reviewed every August, so you need to check the exact amount with the latest information of Hello Work and the Ministry of Health, Labour and Welfare.
It is practical to press the following three points instead of memorizing the detailed expression.
| See Points | Reason |
|---|---|
| 6 months before re ement | Mounting of benefits |
| Age of leave | Relevant to the maximum amount and the number of benefits |
| Reason for Re ement | Cal the number of benefits and benefits |
How to get
If you submit a withdrawal form in Hello Work and apply for a job, you will be eligible to receive the job.
After that, there is a 7-day waiting period. The basic allowance will not be paid even if the company is re、ed.
In the case of self-convenient re ement, the benefits may be made after the long term. It is easy to understand here.
There is a time difference from the procedure to the actual deposit even if you have trouble living expenses immediately after re ement. Here is the meaning of keeping life defense funds slightly thicker before re ement.
How many days
The number of days paid by the basic allowance varies depending on age, insurance subscription period, re ement reasons, etc.
Hello Work guides the number of paid days between 90 and 360 days.
The trend is as follows:
| Reason for Re ement | How to pay |
|---|---|
| Re ement | The number of benefits is relatively short |
| Bankruptcy and Dis al | It may become thicker as a specified recipient |
| Disco ed | may be treated as a specific reason employee |
| Job applicants | Depending on circumstances such as failure, the number of days paid may be thickened. |
The total amount that you can receive depends on which category you enter.
There is also a case that "It was processed by the company for self-convenient, but the actual situation is close to the re。ement solicitation". If you can not convince, it is important to check the situation with Hello Work without accepting the leave slip as it is.
Procedure Flow
The basic flow is as follows:
- Receiving a job slip from a company
- Apply for a job in Hello Work
- Receiving the qualification
- insurance benefits briefing
- Declaring the status of job-seeking activities on the day of un certification
- Basic allowance is transferred after certification
The un certificate date is quite useful. If there is a defect in the declaration, the payment may be delayed.
If you are actually using it, you can use Hello Work if you receive a leave slip before you leave. This order is。.
Common differences
If you leave, you can get it automatically
Not automatic.
You need to apply for a job in Hello Work and get an un。 certification.
You don’t want to work
I'm sorry.
Basic allowance is a salary for people who are looking for work in a working condition. If you are unable to work immediately due to illness or injury, you will need another confirmation such as a sickness allowance or extension of the receiving period.
Same as re ement
Comment
Re ement is paid from the company’s re ement benefits system. Un insurance is a public benefit paid from insurance.
Consider with
The purpose is different from the.
The is a life insurance for the elderly, disability, and relics. Unemp ed insurance is a system that supports the term of recr ing.
Un: insurance flow
Un insurance is a fair system that supports re ement.
However, it is not a money that can be earned automatically from the company like re、ement money. It is necessary to proceed with Hello Work, continue to work and receive un。 certification.
The first time you want to check after re ement is the period of leave, re ement, and insurance. These three will greatly affect the time and amount you can receive.
Reference
- Date: 2026-05-28