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Before re ement, it is not the only thing to do.
The following checks are important to avoid benefits, health insurance,, taxes and job transition activities after re ement.
| 分野 | Check before re ement |
|---|---|
| Insurance | Issuance of period, reason for leave, and leave slip |
| Health insurance | arbitrary co ity, national and family dependencies |
| Tag | Change from to |
| Taxes | Resident tax, withholding tax, re ement tax declaration |
| Disease | Injury allowance and re ement date |
| Learn | Preliminary Course and Preliminary Procedure |
If you ry after re ement, you will miss the application deadline, or you will not have enough documents.
It is safe to organize the system and documents from one month before re ement.
Checklist before re ement
First of all, it is a whole image.
| Check | 内容 |
|---|---|
| Employment insurance | Responsibilities for basic allowance |
| Reason for leave | About the handling of company reasons and personal reasons |
| Issuance of leave slip | Required for Hello Work |
| Health insurance | Needed immediately after re ement |
| 年金の切替 | If you need to switch to national |
| Resident Tax Payment | You may be charged after re ement |
| Hot spring | Need for year-end adjustments and final declarations |
| Re ement | Applying re ement income deduction |
| Injury allowance | Important when re ing with illness or injury |
| Training | If you need to confirm or process before the course |
1. Check your insurance subscription period
In principle, 雇用 insurance coverage is required for more than 12 months before leaving the office.
In case of insolvency, dis al, un ed, or unavoidable reasons, you may be eligible for more than 6 months prior to leave.
Before re ement, check the status of your membership with pay slip and insurance card.
In the case of short-term leave, it is especially important whether the subscription period is enough.
2. No ambiguous reasons for leaving
If you leave a job, we will calculate the basic allowance limit and the number of paid days.
It changes depending on whether you are self-convenient or company-convenient or unavoidable circumstances.
If you have a re ement solicitation, re ement, work conditions, or long-term work, leave an email, contract, notice, and attendance record.
If there is a feeling of discomfort with the release slip, it is necessary to convey the factual relationship when procedure with Hello Work.
3. Issuance of Job Release
In order to proceed with the basic allowance, an insurance ins person leave slip is required.
It is common that the company will process and will be issued to the person after re。ement.
There is a case where you need a turn-off slip even if your job is ready.
Before re ement, it is safe to check the company's schedule and destination to issue.
4.健康保険 health insurance
After re ement, you lose your health insurance.
There are three main options:
| Options | Features |
|---|---|
| Optional | Long-term health insurance before re ement |
| National Health Insurance | Join in municipalities |
| Family Dependent | If you meet the conditions, you can reduce insurance premium burden |
Insurance fees vary by person.
Comparing optional continuous insurance premiums, national health insurance premiums and dependent conditions before re ement.
In the event of a re ement due to illness or injury, we will carefully check the treatment of the re。ement date as it is involved in the co ation benefits of the wound sickness allowance.
5. Don’t forget and resident tax
If you do not re-就職 immediately after re ement, you may need to switch from welfare to national 。.
In addition, resident tax is based on the previous year's income, so even after re。ement.
In particular, depending on the time of re ement, the resident tax may be collected collectively or paid by the regular collection.
It is important to keep money separately from living expenses because the tax payment remains even if the income decreases after re ement.
6. Check the source collection and re ement documents
After re ement, you will receive a certificate of taxation.
This is necessary for the year-end adjustment of the job change destination and the final declaration.
If you receive a re ement fee, the treatment of the re ement income will change depending on whether you submit a declaration for re ement income.
The re ement tax is calculated different from the salary, so please check the re ement amount, the number of years of service, iDeCo and the company 。.
7.教育ation of education and training benefits
If you are thinking about obtaining qualifications or re ing after re ement, check the educational training benefits.
However, the subject is educational training designated by the Minister of Health, Labour and Welfare.
In addition, in particular general education and specialized practice education training, the procedure before the start of the course may be important.
There is a possibility that it is slow in "thinking after applying the lecture".
Things to do before re ement
Re ement without verifying documents
If you leave without confirming the reasons for leaving, leave slip, withholding slip, and re ement documents, the procedure will be easier to understand later.
Don’t estimate insurance fees after re ement
Health insurance premium, national, and resident tax will be charged after re ement.
There is also a blank period until the un insurance is issued.
Determine the re ement date in the condition of illness and injury
If you think of continuing benefits for sickness allowance, it may be important that you do not work at the time of re ement or at the time of re ement.
Before re ement, check the health insurance counter and work place.
Procedures to be done before re ement can be extended to 保険 insurance, health insurance,, tax, sickness, injury, and re ement.
The key to failure after re ement is to align documents, insurance, benefits, and taxes before deciding the re ement date.
Make sure to keep the procedures to protect the foundation of your life ahead of changing jobs and investment decisions.
出典
This article is based on public information of Hello Work Internet Service, Ministry of Health, Labour and Welfare, Kenpo Association and National Tax Agency.