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Injury allowance is a salary paid by health insurance when you leave work with illness or injury and do not pay enough.
Point is a system that supports "inability to work" instead of un、 insurance. Un insurance is a salary for workers to find jobs, and the injury allowance is a benefit to support people who can not work with illness or injury.
The paid amount is 2/3 of the amount that converted the standard monthly fee daily. The payment period is limited to 1 year and 6 months.
Injury allowance
Injury allowance is insurance for health insurance employees when they leave work outside of work.
If the employee is sick and rests for a long time, the salary may be lost after paid vacation. The system to fill the blanks is a lesion allowance.
| 項目 | 内容 |
|---|---|
| 制度 | Health insurance benefits |
| 対象 | Ins persons who can not work with non-operational diseases or injury |
| Contact | Health insurance, company personnel and general |
| Payment | 2/3 of the standard remuneration date |
| Payment period | 1 year and 6 months |
National Health Insurance does not have a health insurance system for employees. Although there may be special cases depending on the municipality and time, it is better to understand it as a system for corporate staff.
Payment Terms
Injury allowance is mainly subject to the following conditions:
- Medical treatment with non-operational diseases and injury
- I can't work
- I have been working for more than 3 consecutive days
- No salary during rest or less than sickness allowance
This is the 3 days waiting period.
If you leave for 3 days consecutively due to illness or injury, the waiting period will be completed. 3 days may include paid holidays or public holidays.
In the form of "One day resting and working, and one day resting", the waiting period may not be completed without consecutive 3 days.
How much does it cost?
The Association Kenpo explains that the amount per day of the injury allowance is a standard monthly fee of 12 months before the start date of the payment, and the amount divided by 30 is 2/3.
per day =
Average monthly standard remuneration for the last 12 months ÷ 30 × 2/3For example, if the average of the standard remuneration month is 300,000 yen, the simple calculation looks like this:
300,000 yen ÷ 30 × 2/3 = about 6,667 yenActually, it may be treated if the end count processing or the subscription period is short. The exact amount must be confirmed to the health insurance you are enrolled.
1 year and 6 months
The duration of the payment of the sickness allowance is 1 year and 6 months from the date of the payment.
Previously, the number of months from the start date of payment is 1 year and 6 months.
In this way, if there is a period that does not receive a wound sickness allowance, the period will not be counted to the payment period.
| Case | 考え方 |
|---|---|
| Closed | The number of days paid |
| Return on the way | Unpaid period can be removed from the total period |
| Re with the same disease | may be eligible for payment within the remaining period |
In cases where you repeat rest and return, such as swelling disorders and cancer treatment, this arithmetic is quite a big change.
may be accepted after re ement
Even after re ement, if you meet certain conditions, you may be able to continue receiving the sickness allowance.
The main conditions are:
- For more than one year after the re ement date
- It is a condition that you are receiving or receiving a sickness allowance on the day before the re ement date.
- There is a condition that you can not work with the same disease or injury even after re ement
This is a case where you work on a re、ement date.
If you see that you can work on the day of re ement, you may be refused to continue benefits. If you want to retire, it is better to check your company or health insurance beforehand without moving it at your own discretion.
Differences from un insurance
Injury allowance and un業 insurance are conf because they look at the money when they can’t work or are not working.
However, the system is inverse.
| 項目 | Injury allowance | Insurance |
|---|---|---|
| State | Cannot work with illness or injury | No work |
| Payment | Health insurance | Insurance |
| Contact | Health insurance | HelloWork |
| Main purpose | Medical Care | Job Offer |
If you are unable to work with a disease, we will first check the injuries allowance.
It becomes a state of recovery and work, and at the beginning of the job seeker's activities, the extension and procedure of un insurance is related.
Common differences
The money paid by the company
Basically, it is paid from health insurance.
However, the application form requires proof of the company and the opinion of the doctor.
Even injuries during work become a sickness allowance
In principle, work accident insurance is subject to work accident insurance.
Injury allowance is subject to non-operational diseases and injury.
Re ement and continue automatically
Not automatic.
There are conditions for continuous benefits after re ement. If you do not check before re ement, you may be disco ed.
Be sure to get paid vacation
The salary may not be paid or the difference may be adjusted.
Dia::: Positioning of Injury Allowance
Injury allowance is a system that supports the uterus when you can not work with illness or injury.
un insurance, it is assumed that you can not work. The paid amount is 2/3 of the standard remuneration date, and the paid period is 1 year and 6 months.
If you leave or retire, your treatment will change depending on your re ement date, attendance status, doctor’s proof, and health insurance. It is practical to check your company and health insurance.
Reference
- Date: 2026-05-28